Les frais d'achat immobilier en espagne, Dénia, Javea, costa blanca

The costs of buying property in Spain.

What are the costs of buying property in Spain?

Les frais d'achat immobilier en Espagne

When buying a property in Spain, it is important to plan for a budget that is higher than the purchase price alone. In addition to the amount paid to the seller, several mandatory fees are added: taxes, notary, land registry and administrative procedures, lawyer.

As a general rule, it is advisable to plan between 10% and 14% of the price of the property in order to cover all the acquisition costs.

At Immo Consulting Brokers, we help you to accurately estimate your budget before any purchase offer.

Quels frais prévoir lors d'un achat immobilier en Espagne ?

Les principaux frais sont :
- les droits de mutation ou la TVA selon le type de bien ;
- les frais de notaire ;
- les frais d'inscription au Registre de la Propriété ;
- les frais de gestion administrative (Gestoría) ;
- les éventuels frais bancaires en cas de prêt immobilier.

Fees for an old home

L'achat d'un bien ancien est soumis à l'Impôt sur les Transmissions Patrimoniales (ITP). Dans la Communauté Valencienne, le taux applicable dépend de la réglementation en vigueur au moment de l'achat.

Costs for a new home

When buying a new development, the buyer pays the applicable VAT as well as the stamp duty (AJD).

Notary fees.

The notary's fees are regulated by the Spanish state and vary mainly according to the price of the property and the complexity of the case.

Property Registry Registration Fees

After signing at the notary, the property is registered in the Registro de la Propiedad in order to legally secure your right of ownership.

Bank fees.

In the case of a home loan, certain additional costs may be added: expertise, possible guarantees and costs related to financing.

Post-purchase fees.

Prévoyez également l'IBI, la taxe d'enlèvement des déchets, les charges de copropriété, les abonnements d'eau, d'électricité, d'internet et l'assurance habitation.

Example of a budget.

For a property at €300,000:
- Property price: €300,000
- Estimated costs (10 to 14%): €30,000 to €42,000
- Recommended budget: €330,000 to €342,000

How can we reduce unpleasant surprises?

Calculate the total cost before any bid, check applicable taxes, anticipate financing fees and post-purchase expenses.

Why use Immo Consulting Brokers?

We help you estimate your overall budget, explain the costs, direct you to the competent professionals and secure your acquisition.

FAQ
• How much are the purchase costs? On average, 10 to 14%.
• Are the costs the same for new and old buildings? No.
• Are notary fees high? They represent a limited part of the overall cost.
• Are agency fees included? It depends on the mandate.
• Do I need to plan for other expenses? Yes, annual taxes and charges.

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Need support to buy a property on the Costa Blanca?
At Immo Consulting Brokers, we guide you at every stage of your acquisition: budget estimate, property search, administrative procedures and signature at the notary's office.
Contact us today to make your real estate project in Spain a reality.

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